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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A chain of title is best described as

A) an opinion of title provided by an attorney.
B) a series of conveyances of public record.
C) a grantor/grantee index.
D) an historical record of liens on the property.

2. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) fee simple estate.
B) joint tenancy.
C) tenancy in common.
D) real estate contract interest.

3. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
B) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
C) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

4. An acknowledgment

A) provides evidence that a signature is genuine.
B) is a signature on a deed.
C) states that a deed contains verified information.
D) is an authorization to convey property.

5. The MAIN purpose of an endorsement is to

A) modify the policy.
B) decrease the premium.
C) increase the premium.
D) describe the covered losses.

Solutions: